In order to diversify your investments which is would not possible with your expertise, you need to invest in mutual funds wherein a bigger pool of money is available for diversification

Yes, you can exit any mutual funds which do not have a lock in period, as long as you shoulder the exit load of the particular fund. However, it is not suggested to constantly change your portfolio because this would disrupt your financial goals

Index funds are mutual funds which have a portfolio constructed as per components of financial market index which is generally NSE index with top nifty companies. Instead of picking the stocks, the portfolio manager picks up nifty index or any other index stocks which are traded in an exchange.

No, there is no age cap. Once you are an adult after attending the age of 18, you can invest in mutual funds with the help of any experienced financial planner.

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